Buy Now, Pay Over Time

No Interest if paid in full within 
6 OR 12 months*

On qualifying purchases with the Synchrony Electronics credit card. Interest will
be charged to your account from the purchase date if the promotional purchase is
not paid in full within 6 or 12 Months. Minimum monthly payments required.

6 Months Special Financing available on purchases of $299-$798.99.
12 Months Special Financing is available on purchases of $799+.


Applying is quick, easy and secure


 1. Apply at checkout

During checkout, click the button and fill out a secure
online application.

2. Credit Decision 

 You’ll get an instant credit decision
after you submit the application.

3. Checkout 

 If you’re approved, you can
proceed to pay for purchase using
promotional financing.**



Frequently Asked Questions

+       How do I apply for a Synchrony Electronics Credit Card?

          You can apply for a Synchrony Electronics Credit Card by filling out an application online. 

+       How do I manage my Synchrony Electronics Credit Card?

         Log in to your account at to view your balance, schedule payments and view   previous purchase activity.

+       How do I make a payment on my Synchrony Electronics Credit Card?

         Pay Online: Log in to your account on, click "manage my account," and then click   "payments."

         Pay By Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 Mon – Sunday 7:30 am to   12:00 midnight EST to make a payment by phone.

         Pay By Mail: Mail payment to the address below. Please note: ensure that you have plenty of time   for your payment to arrive prior to the payment due date.

                    Synchrony Bank
                    P.O. Box 960061
                    Orlando, FL 32896-0061

* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 
** Subject to Credit Approval. Minimum monthly payments required. We reserve the right to discontinue or alter the terms of this offer at any time. Credit is extended by Synchrony Bank.