Buy Now, Pay Over Time
No Interest if paid in full within
6 OR 12 months*
Interest will be charged to your account from the purchase date if the promotional balance is
not paid in full within 6 or 12 Months. Minimum monthly payments required.
6 Months Special Financing available on purchases of $299-$798.99.
12 Months Special Financing is available on purchases of $799+.
Just Click At Checkout
Offers a way to apply for instant, personalized payment solutions at checkout
Cell Phone Repair works with multiple providers to offer financing or lease-to-own options for you.
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Frequently Asked Questions
+ What happens if I don't qualify for the initial financing offer?
If you do not qualify for the initial financing offer, you may be presented with a subsequent offer (which may be subject to credit approval) that can be used to complete the purchase. Cell Phone Repair works with multiple providers to offer you with financing or lease-to-own solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution to complete your purchase. If you decline any offer presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
+ Which providers may present a financing or lease-to-own offer when i apply?
Cell Phone Repair works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this financing offer, you may be presented additional offers from other providers, which may be subject to credit approval.
+ How do I pay my bill?
Each financing or lease-to-own offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select
- Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.
Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday - Friday 7:30 AM - 12:00 AM ET
Saturday 10:00 AM - 7:00 PM ET
Sunday - Closed.
Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payments to:
P.O. Box 960061
Orlando, FL 32896-0061
American First Finance
- Pay Online: Simply register your account at https://cp.americanfirstfinance.com/register. Once you've registered, sign in to pay your bill.
- Pay By Phone: Call a Customer Service Representative at 1-855-721-1188 during normal business hours.
Hours of Operation:
Mon-Fri 8:00 am to 10:00 pm CT
Saturday 8:00 am to 7:00 pm CT
Sunday 8:00 am to 6:00 pm CT
+ If I am approved, what happens next?
You'll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you, and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.
American First Finance:
American First Finance innovates ways for people to move forward in life by providing easier access to what they need exactly where, when, and how they need it. We service solutions up to $5,000, even for consumers with a limited credit history. Each consumer product helps our partners increase same-store sales, increase average ticket prices, and have fewer people walking away empty-handed.
Subject to approval and verifaction. Approval is possible without a FICO score, but credit will be checked. Product may vary by location. See store for details and applicable terms.